Quality Insurance From G.A. Crandall & Co., Inc

We work with upscale nightclubs and independent restaurant owners who want to manage their insurance cost and minimize the time they spend purchasing and dealing with insurance.

The key challenges a restaurant or nightclub owner has when purchasing insurance is one, knowing if they have the right coverage and two, are they getting the best price. 

There are many challenges to running a restaurant or nightclub from managing employees, purchasing supplies, maintaining quality and attracting patrons to maintaining the premises and watching the bottom line. 

Understanding insurance is a tedious complicated process.  Most owners just do not have the time or expertise to effectively shop their insurance, evaluate the coverage, and obtain the best rate.

Once our risk assessment questionnaire is completed obtaining the right coverage will not be an issue.  You will have the blueprint you need to begin the marketing process. 

Insurance underwriters reserve the best rates for the best risks. We work with our clients to establish them as Best in Class from an insurance company perspective.  Our underwriters know this and consistently provide us with favorable coverage terms and pricing.
 
Many restaurants and nightclubs spend a lot of valuable time shopping their insurance.  Time is spent gathering information, answering underwriting questions, and sorting out proposals while lacking the real expertise and time to drill down to what they are really getting.  Many do not have a process in place to proactively manage their insurance cost.
  
Let us show you how to develop the blueprint and streamline the process to position your nightclub or restaurant to be "Best in Class". Once you are viewed as being among the best risk in your industry you will obtain the most competitive pricing in soft or hard markets. 

G.A Crandall represents 18 national and regional carriers who have restaurants listed as a target class of business. We also have access through our long standing relationships with our wholesale brokers to all of the surplus lines markets for nightclubs that do not fit in our standard programs.  

We meet with our existing and potential clients well in advance of their renewal date to map out a marketing strategy that is appropriate.  We share all our market responses and do not wait until the 11th hour to present our proposal.

Do you have the time to develop a written loss control/safety program?

The premiums you ultimately pay are based on the losses you incur and the controls you have in place.  We can provide a turn key safety program to get you started and assist you in obtaining indemnity from your suppliers, maintenance contractors, and others with whom you do business.
 
Did you purchase a specialized endorsement with your restaurant insurance renewal?

Does the policy for your nightclub contain restrictive endorsements for contractual liability, assault and battery, and coverage for your performers? 

The generic terms used to describe the coverage are typically the same from policy to policy but the events that trigger the coverage and the provisions which govern the payment of your loss can be very diferent.

GA Crandall & Co., Inc. represents many of the insurance companies with specialized endorsement for the restaurant and nightclub industry.  We have examined many different insurance carriers policies and are familiar with the language contained in these coverage forms. 

The best investment you can make in your insurance program is to complete our risk assessment survey to identify the actual insurance, loss control, and safety needs of your restaurant or nightclub.

Once we have reviewed your insurance program you will rest assured that you have not missed one ingredient in developing the final product.

My name is Patrick Nolan.  I have over thirty years experience structuring and managing insurance programs.  I am focused on providing risk management solutions to nightclubs and restaurants.  I can streamline the process of shopping your insurance, minimize the time you spend, and position your restaurant to be viewed as Best in Class from an insurance underwriter’s perspective.  Call me today to discuss what I have to offer your organization.